Dental Insurance Amityville
We Help You Get the Most Out of Your Coverage
For many people, dental insurance can be the difference between affording and not affording orthodontic treatment. It’s also an investment that we want to help you make the most out of! That’s why our team is happy to file insurance claims on your behalf, answer any questions you may have about your benefits, and get you on track for a straighter smile while minimizing any financial stress. To learn more about dental insurance in Amityville, including the plans we accept, call our orthodontic office today.
Understanding How Dental Insurance Works
It’s crucial to understand the most basic dental insurance facts, like most plans restart on January 1st of the new year. At this time, your premium may change, deductibles will reset, and your maximum will renew, so it’s best to get any dental services you need before all of this happens to allow yourself to get the most out of your plan. Learn some important key terms in order to understand how your plan works:
- Deductible: This is a predetermined amount of money (decided by your dental insurance company) that you’re required to pay out-of-pocket before your benefits will kick-in and cover the cost of treatment.
- Premium: This is the monthly or annual amount that you pay to have insurance coverage.
- Maximum: This is the maximum amount of money that your dental insurance company will pay out for your treatments over the course of a year.
What Your Dental Insurance Covers
It’s important to keep in mind that every dental insurance plan is different, so there’s no set coverage structure that you can rely on to tell you whether a certain treatment is or isn’t covered. In many cases, it would be up to you to call your insurance provider to ask them whether or not a service is covered. That being said, benefits for orthodontic services typically need to be opted into for adults, but for patients under 18 years old, many insurance plans will cover at least a portion of the cost. However, if you’re getting braces for purely cosmetic reasons, it’s likely that no coverage will be provided.